Client Protection & Consumer Rights

State of play: legislative phase

Level 1

Commission

• 11 April 2018, the Commission published a number of proposals aimed at strengthening consumer protection, including a proposal on representative actions for the protection of the collective interests of consumers.

Council

• 28 November 2019, the Council adopted a general approach on the proposal for a directive on representative actions for the protection of the collective interests of consumers.

Parliament

• 12 October 2018, the IMCO Committee submitted its draft report to the JURI Committee.
• 7 December 2018, the JURI Committee adopted the report and confirmed the negotiations mandate.
• 25 March 2019, the Parliament adopted its first-reading position.
• 9 January 2020, the JURI Committee confirmed the Parliament’s negotiating position.

Trilogue negotiations

• 14 January 2020, the Parliament and the Council discussed the proposal in the first trilogue meeting.

Next steps

• Trilogue negotiations to start and agreement to reach.
• Second trilogue meeting on 2 March 2020.

State of play: published in the Official Journal (L 174/149)

Level 1

Commission

• 12 July 2010, the proposal was published.

Council

• 21 February 2012, the Council held its first debate on the proposal.
• 4 March 2014, the Council adopted its position on the proposal.

Parliament

• 24 May 2011, the ECON Committee adopted the report.
• 16 April 2012, the Parliament adopted the text in plenary in first reading.
• 15 April 2014, the Parliament adopted the text in second reading.

Level 2

• 8 August 2019, the EBA published an opinion on the implementation of the DGSD in the EU. Two other opinions are forthcoming later in 2019.
• 30 October 2019, the EBA published its second opinion addressed to the Commission on the implementation of the DGSD in the EU.

State of play: published in the Official Journal (L 257/214)

Level 2

• 11 May 2015, the EBA published the final report on draft guidelines on national provisional lists of the most representative services linked to a payment account and subject to a fee.
• 5 May 2017, the EBA adopted the final report on draft RTS setting out the Union standardised terminology for the most common services linked to a payment account and on the standardised presentation format of the fee information document and its common symbol.

Next steps

• Review to take place in Q2/Q3 2020.

State of play: withdrawn

7 March 2015, the proposal was withdrawn by the Commission in the spirit of “Better Regulation”, due to political stalemate.

State of play: legislative phase

Level 1

Commission

• 24 November 2015, the proposal for a regulation was published.

Council

• 8 December 2015, the Council held its first debate on the proposal.
• January 2016, the Dutch Presidency started work.
• 22 June 2018, the Council held its second debate on the proposal.

Parliament

• 23 May 2016, the ECON Committee held a public hearing on the proposal.
• 16 June 2016, the ECON Committee published a working document on the proposal.
• 21 October 2016, the ECON rapporteur finalised the draft report.
• 16 December 2016, the ECON set the deadline for amendments to the proposal.
• 25 January 2017, the ECON Committee discussed the consideration of amendments.
• 29 March 2017, the AFCO Committee adopted its opinion on the EDIS proposal.
• Rapporteur: De Lange Esther (EPP, NE)

European Central Bank

• 20 April 2016, the ECB adopted an opinion on the EDIS proposal.

Next steps

• Agreement in the Council.
• New Commission committed to complete to EDIS.