Cross-border Payments Regulation

Published 03.11.2020

State of play: legislative phase.

Level 1


  • 17 July 2020, the Commission launched a proposal for a regulation on cross-border payments in the Union. To be noted this is a codification exercise as part of the better regulation agenda
  • 18 June 2021, the Commission published a delegated regulation with RTS specifying the framework for cooperation and exchange of information between competent authorities of the home and the host MS in the context of supervision of payment institutions and electronic money institutions exercising cross-border provision of payment services. The act is not yet into force.

Next steps

  • European Parliament and Council to discuss.
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