Deposit Guarantee Scheme Directive (DGSD)

Published 02.11.2020

State of play: published in the Official Journal (L 174/149) on 12 June 2014

Level 1


  • 12 July 2010, the proposal was published.


  • 21 February 2012, the Council held its first debate on the proposal.
  • 4 March 2014, the Council adopted its position on the proposal.


  • 24 May 2011, the ECON Committee adopted the report.
  • 16 April 2012, the Parliament adopted the text in plenary in first reading.
  • 15 April 2014, the Parliament adopted the text in second reading.

Level 2

  • 8 August 2019, the EBA published an opinion on the implementation of the DGSD in the EU. Two other opinions are forthcoming later in 2019.
  • 30 October 2019, the EBA published its second opinion addressed to the Commission on the implementation of the DGSD in the EU.
  • 12 May 2020, the EBA published 2019 data relating to two key concepts in the DGSD: available financial means, and covered deposits.
  • 17 June 2020, the EBA published its first peer review of stress tests and the resilience of Deposit Guarantee Scheme (DGSs).
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