Payment Services Directive II (PSD2)

Published 20.08.2019

Level 1

State-of-play: Published in the Official Journal L 337/35 on 23 December 2015. Came into force on 12 January 2018.

Transposition deadline: 13 January 2018.

Level 2

  • The Commission published the RTS on 27 November 2017.
  • On 13 December 2017 the EBA published its final Report on Draft RTS setting technical requirements on development, operation and maintenance of the electronic central register on access to information
  • On 14 March 2019, the Commission published a delegated regulation on the criteria for the appointing central contact points within the field of payment services and on the functioning of those central contact points.

Level 3

  • On 29 June 2017, EBA published its opinion in response to the Commission’s intention to amend EBAs RTS under PSD2.
  • On 4 December 2018, EBA published guidelines on exemption from the fall back mechanism under the RTS on SCA and CSC.
  •  On 11 December 2018 EBA published an opinion on the use of eIDAS certificates under PSD2.
  • On 26 April 2019 EBA published clarifications to a third set of issues raised by its Working Group on APIs under PSD2.
  • On 21 June 2019, EBA published an opinion on PSD2
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