Investment Scams

They make you think you are on to a smart investment…

Common investment scams may include lucrative investment opportunities such as shares, bonds, cryptocurrencies, rare metals, overseas land investments or alternative energy.

What are the signs?

  • You receive an unsolicited call, repeatedly.
  • You are promised quick returns and assured that the investment is safe.
  • The offer is only available for limited time.
  • The offer is only available to you and you are asked not to share it.

What can you do?

  • Always get impartial financial advice before you hand over any money or make an investment.
  • Reject cold calls related to investment opportunities.
  • Be suspicious of offers promising a safe investment, guaranteed returns and large profits.
  • Beware of future scams. If you have already invested in a scam, fraudsters are likely to target you again or sell your details to other criminals.
  • Contact the police if you are suspicious.

… or present you with a great online offer!

Consumers and businesses are increasingly buying and selling online. Online deals are often a good buy, but beware of scams.

What can you do?

  • Use domestic retail websites when possible – it will be more likely that you can sort out any problems.
  • Do your research – check reviews before buying.
  • Use credit cards – you have more chances of getting you money back.
  • Pay only by using a secure payment service. Are they asking for a money transfer service or a wire transfer? Think twice!
  • Pay only when connected to a secure internet connection – avoid using free or open public Wi-Fi.
  • Pay only on a safe device. Keep your operating system and security software up to date.
  • Beware of ads offering outrageous deals or miracle products. If it sounds too good to be true, it probably is!
  • A pop-up ad stating you have won a prize? Think twice, you might just win malware.
  • If the product doesn’t arrive, contact the seller. If there is no answer, contact your bank.
  • Always report any suspected fraud attempt to the police, even if you did not fall victim to the scam.


Association des Banques et Banquiers, Luxembourg


12, Rue Erasme L-1468 Luxembourg

Phone Fax
Opening hours

Monday to Friday from 8:00 to 17:30.