Bottomline

Presentation

Bottomline provides cloud-based payment and financial messaging solutions to banks and financial institutions worldwide. Founded in 2004, the company supports organisations across payments, instant payments, reconciliation, financial messaging and compliance, helping them improve efficiency, reduce risk and accelerate time to market.

Problem solved

Financial institutions need to manage increasingly complex payment and financial messaging processes while ensuring security, regulatory compliance and operational efficiency.

Bottomline addresses these challenges through solutions covering payments, instant payments, global reconciliation, SWIFT and SIC service bureau services, anti-money laundering (AML), and Verification of Payee (VoP).

What makes the solution unique

Bottomline develops and owns its software solutions and delivers them through a SaaS model. It also implements, manages, monitors and supports these solutions for customers operating across 90 countries.

This end-to-end approach combines technology with international implementation and support capabilities, allowing financial institutions to rely on a single provider for critical payment and financial messaging processes.

Key highlights include:

• Proprietary SaaS solutions
• Payments and instant payments capabilities
• Global reconciliation solutions
• SWIFT and SIC service bureau services
• AML and Verification of Payee solutions
• Implementation, monitoring and ongoing support across 90 countries
• Internal and External Fraud prevention solutions

Benefits for customers

Financial benefits

• Improved operational efficiency
• Increased return on investment
• Reduced risk
• Faster time to market

Non-financial benefits

• Greater agility
• International support capabilities
• Simplified solutions and processes
• Access to specialist support across multiple markets

Technology used

Bottomline delivers its solutions through a Software as a Service (SaaS) model, enabling financial institutions to access and operate its payment, financial messaging and compliance solutions through a scalable software environment.

Current customers and footprint

Bottomline serves a broad range of financial institutions, including:

• Private banks
• Retail banks
• Corporate and investment banks
• Central banks
• Insurance companies
• Custodians
• Brokers
• FinTechs

Its partner ecosystem includes core banking and other technology vendors, consulting companies and distributors.

Bottomline employs approximately 2,300 people and has an international presence spanning the United States, France, United Kingdom, Singapore, Switzerland and South Africa, with locations including Portsmouth, Paris, London, Geneva, Zurich, Johannesburg and Pretoria.

Regulatory and certification framework

Bottomline reports SWIFT PSCF certification, FINMA, ISO 3000/SOC 2 and ISO 27001 (DC), as well as terms and conditions following EBA guidelines and GDPR.

CEO / Leadership

Vitus Rotzer – CRO-FM