Helping young people design the future of financial wellbeing

At the 10th Luxembourg Tech School FinTech Hackathon, students imagined digital solutions to help their generation better understand, manage and grow their financial lives.

How can technology help young people prepare for financial independence? How can digital tools make saving, investing or managing money more accessible and engaging?

These were some of the questions explored during the 10th Luxembourg Tech School (LTS) FinTech Hackathon, organised in partnership with the Fondation ABBL pour l’Éducation Financière and the Luxembourg House of Financial Technology (LHoFT). Over three days, students worked together to design innovative digital solutions around this year’s theme: “Safe and Growing: My Financial Life.”

Celebrating its tenth anniversary, the hackathon once again demonstrated the value of bringing together education, technology and the financial sector to inspire the next generation of digital innovators.

From everyday challenges to innovative ideas

Rather than approaching the challenge from the perspective of financial institutions, students started from their own experiences and the financial questions young people face as they prepare for adult life.

Working in teams, they designed and developed prototype applications addressing topics such as saving, budgeting, investing and improving financial literacy. Throughout the weekend, mentors from the financial, technology and innovation sectors challenged their ideas, shared practical insights and helped transform initial concepts into convincing prototypes.

The weekend concluded with a pitch competition, during which each team presented its solution before a jury bringing together representatives from the banking, regulatory, innovation and education communities.

Representing the ABBL, Galina Miroshnichenko, Adviser – Digital Banking & Payments, joined the jury alongside experts from the CSSF, Banque de Luxembourg, the LHoFT and the Luxembourg Tech School.

Financial education through innovation

For the Fondation ABBL pour l’Éducation Financière, supporting initiatives such as the LTS FinTech Hackathon reflects a long-term commitment to strengthening financial literacy and helping young people develop the skills they will need throughout their financial lives.

By combining technology, creativity and practical problem-solving, the hackathon encourages students to explore financial topics in a hands-on way while developing teamwork, presentation and entrepreneurial skills.