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Online fraud: Luxembourg puts victims at the heart of its 2026 campaign

Published on 12 October 2026

Online fraud is becoming more varied and sophisticated. Prevention remains essential, but when fraud has already happened, knowing what to do next can make a crucial difference. Luxembourg’s 2026 National Awareness Campaign Against Online Fraud therefore places a new emphasis on helping victims react quickly, preserve evidence and reach the right support.

Summary

    Launched during Cybersecurity Month and the National Resilience Days, the 2026 campaign is accompanied by a redesigned cyberfraud.lu 2.0 portal. Its purpose is not only to help people recognise attempted fraud, but also to guide them when an incident has already occurred.

    At the heart of the new portal is a victim journey designed around a simple but urgent question: What should I do now?

    Depending on the situation, users are guided towards the appropriate support and given practical information on who to contact, how to reach them and when action should be taken. The aim is to reduce the uncertainty that often follows the discovery of fraud and make it easier to access the right assistance.

    From prevention to practical response

    One of the main additions to the portal is a tool that helps victims prepare a clear account of what happened.

    Users can structure key information including the chronology of events, people or organisations involved, contact details used, transactions, messages, links and other relevant elements.

    The portal also explains which evidence should be preserved — such as screenshots, emails, messages, telephone numbers, bank details, links and invoices — and why it may matter when reporting an incident.

    The objective is practical: help victims avoid missing important information during a stressful moment and facilitate communication with the relevant authorities or organisations.

    Understanding the scams currently seen in Luxembourg

    Cyberfraud.lu also brings together information on fraud threats and trends currently observed in Luxembourg.

    The portal presents common scenarios through concrete examples and warning signs, including fake bank messages, identity theft, fraudulent offers, investment scams, payment fraud and manipulation by telephone.

    The approach is deliberately practical: what does an attempted fraud look like? Which details should raise suspicion? And how should someone react when faced with an unusual message, call or request?

    Fraud is an ecosystem challenge

    For the ABBL, the campaign also reflects a broader reality: banks cannot fight online fraud alone.

    Telecommunications operators, digital platforms, public authorities, regulators, financial institutions, companies and citizens all have a role to play in prevention, information sharing and rapid response.

    The campaign was initiated by the Luxembourg House of Cybersecurity, the ABBL and the ABBL Foundation for Financial Education, together with a wider group of national partners.

    Faced with increasingly sophisticated online fraud, a few minutes can be enough for someone to find themselves unsure where to turn or how to react. Banks cannot act alone: the entire chain must mobilise. By joining forces, we want to strengthen prevention and give everyone the means to act quickly, at the right time and with the right contact.

    Ananda Kautz

    Member of the Management Board of the ABBL

    Prevent, check, report

    The 2026 edition underlines a simple principle: being a victim of fraud should not mean being left without guidance.

    Recognising warning signs remains the first line of defence. But when fraud has already taken place, speed of response and access to the right support can also make a difference.

    The campaign forms part of Cybersecurity Month, the National Resilience Days and Luxembourg’s broader national resilience strategy.

    Its message is deliberately simple:

    DON’T CLICK. CHECK. REPORT.

    Discover the new portal:
    https://cyberfraud.lu

    The campaign is an initiative of the Luxembourg House of Cybersecurity, the ABBL and its Foundation, with the collaboration of the Banque centrale du Luxembourg, Direction de la protection des consommateurs, CSSF and LuxTrust, and the support of BEE SECURE, the Commissariat aux Assurances, MyConnectivity and the Ministry of the Economy.

    Ananda Kautz

    Ananda Kautz

    Member of the Management Board of the ABBL

    Published on 12 October 2026