ABBL - The Luxembourg Bankers' Association

𝗠𝗶𝗖𝗔 𝗵𝗮𝘀 𝗴𝗶𝘃𝗲𝗻 𝗘𝘂𝗿𝗼𝗽𝗲 𝗮 𝗰𝗼𝗺𝗺𝗼𝗻 𝗳𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸 𝗳𝗼𝗿 𝗰𝗿𝘆𝗽𝘁𝗼-𝗮𝘀𝘀𝗲𝘁𝘀. 𝗧𝗵𝗲 𝗻𝗲𝘅𝘁 𝗰𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲 𝗶𝘀 𝗺𝗮𝗸𝗶𝗻𝗴 𝘀𝘂𝗿𝗲 𝘁𝗵𝗮𝘁 𝗳𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸 𝗰𝗮𝗻 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 𝘁𝗵𝗲 𝗻𝗲𝘅𝘁 𝗽𝗵𝗮𝘀𝗲 𝗼𝗳 𝗱𝗶𝗴𝗶𝘁𝗮𝗹 𝗳𝗶𝗻𝗮𝗻𝗰𝗲.

As stablecoins, tokenised deposits and digital-asset services increasingly intersect with traditional finance, the ABBL is calling for a 𝗽𝗿𝗮𝗴𝗺𝗮𝘁𝗶𝗰, 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻-𝗳𝗿𝗶𝗲𝗻𝗱𝗹𝘆 𝗮𝗻𝗱 𝗿𝗶𝘀𝗸-𝗯𝗮𝘀𝗲𝗱 𝗿𝗲𝘃𝗶𝗲𝘄 𝗼𝗳 𝗠𝗶𝗖𝗔.

The objective should be 𝗿𝗲𝗳𝗶𝗻𝗲𝗺𝗲𝗻𝘁, 𝗻𝗼𝘁 𝗮 𝗿𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘆 𝗿𝗲𝘀𝗲𝘁.

In its response to the European Commission, the ABBL highlights five priorities:

→ 𝗘𝗻𝗮𝗯𝗹𝗲 𝘀𝘁𝗮𝗯𝗹𝗲𝗰𝗼𝗶𝗻𝘀 𝗮𝗻𝗱 𝘁𝗼𝗸𝗲𝗻𝗶𝘀𝗲𝗱 𝗯𝗮𝗻𝗸 𝗺𝗼𝗻𝗲𝘆 𝘁𝗼 𝗱𝗲𝘃𝗲𝗹𝗼𝗽 𝘂𝗻𝗱𝗲𝗿 𝗿𝗼𝗯𝘂𝘀𝘁, 𝗽𝗿𝗼𝗽𝗼𝗿𝘁𝗶𝗼𝗻𝗮𝘁𝗲 𝘀𝗮𝗳𝗲𝗴𝘂𝗮𝗿𝗱𝘀
→ 𝗣𝗿𝗲𝘀𝗲𝗿𝘃𝗲 𝘁𝗵𝗲 𝗯𝗼𝘂𝗻𝗱𝗮𝗿𝘆 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝗠𝗶𝗖𝗔 𝗮𝗻𝗱 𝗲𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝗰𝗮𝗽𝗶𝘁𝗮𝗹-𝗺𝗮𝗿𝗸𝗲𝘁𝘀 𝗹𝗲𝗴𝗶𝘀𝗹𝗮𝘁𝗶𝗼𝗻
→ 𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻 𝗹𝗲𝗴𝗮𝗹 𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝘆 𝗮𝗿𝗼𝘂𝗻𝗱 𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽, 𝗰𝘂𝘀𝘁𝗼𝗱𝘆, 𝗰𝗼𝗹𝗹𝗮𝘁𝗲𝗿𝗮𝗹, 𝗶𝗻𝘀𝗼𝗹𝘃𝗲𝗻𝗰𝘆 𝗮𝗻𝗱 𝘀𝗲𝘁𝘁𝗹𝗲𝗺𝗲𝗻𝘁 𝗳𝗶𝗻𝗮𝗹𝗶𝘁𝘆
→ 𝗜𝗺𝗽𝗿𝗼𝘃𝗲 𝘀𝘂𝗽𝗲𝗿𝘃𝗶𝘀𝗼𝗿𝘆 𝗰𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝘂𝗻𝗻𝗲𝗰𝗲𝘀𝘀𝗮𝗿𝘆 𝗰𝗲𝗻𝘁𝗿𝗮𝗹𝗶𝘀𝗮𝘁𝗶𝗼𝗻
→ 𝗣𝗿𝗲𝘀𝗲𝗿𝘃𝗲 𝘁𝗵𝗲 𝘁𝘄𝗼-𝘁𝗶𝗲𝗿 𝗺𝗼𝗻𝗲𝘁𝗮𝗿𝘆 𝘀𝘆𝘀𝘁𝗲𝗺, 𝘄𝗶𝘁𝗵 𝗰𝗲𝗻𝘁𝗿𝗮𝗹 𝗯𝗮𝗻𝗸 𝗺𝗼𝗻𝗲𝘆 𝗿𝗲𝗺𝗮𝗶𝗻𝗶𝗻𝗴 𝘁𝗵𝗲 𝗮𝗻𝗰𝗵𝗼𝗿 𝘄𝗵𝗲𝗿𝗲𝘃𝗲𝗿 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲


As Andrey Martovoy, 𝗦𝗲𝗻𝗶𝗼𝗿 𝗔𝗱𝘃𝗶𝘀𝗲𝗿 – 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 & 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗮𝘁 𝘁𝗵𝗲 𝗔𝗕𝗕𝗟, puts it:
“𝘛𝘩𝘦 𝘔𝘪𝘊𝘈 𝘳𝘦𝘷𝘪𝘦𝘸 𝘴𝘩𝘰𝘶𝘭𝘥 𝘣𝘦 𝘢𝘣𝘰𝘶𝘵 𝘳𝘦𝘧𝘪𝘯𝘦𝘮𝘦𝘯𝘵, 𝘯𝘰𝘵 𝘢 𝘳𝘦𝘨𝘶𝘭𝘢𝘵𝘰𝘳𝘺 𝘳𝘦𝘴𝘦𝘵.”

And for Marilyn Rinck, 𝗛𝗲𝗮𝗱 𝗼𝗳 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗶𝗼𝗻, 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗠𝗮𝗿𝗸𝗲𝘁𝘀 𝗮𝗻𝗱 𝗘𝗦𝗚 𝗮𝘁 𝘁𝗵𝗲 𝗔𝗕𝗕𝗟, technology should not redefine the regulatory nature of an asset:
“𝘛𝘰𝘬𝘦𝘯𝘪𝘴𝘢𝘵𝘪𝘰𝘯 𝘴𝘩𝘰𝘶𝘭𝘥 𝘯𝘰𝘵 𝘤𝘩𝘢𝘯𝘨𝘦 𝘵𝘩𝘦 𝘭𝘦𝘨𝘢𝘭 𝘯𝘢𝘵𝘶𝘳𝘦 𝘰𝘧 𝘢 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘪𝘯𝘴𝘵𝘳𝘶𝘮𝘦𝘯𝘵.”

The broader goal is clear: a European framework that combines 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻, 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗮𝗻𝗱 𝗹𝗲𝗴𝗮𝗹 𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝘆, while giving banks, market infrastructures and other regulated actors room to develop competitive digital-finance solutions in Europe.

👉 Read the full article and access the ABBL’s response to the consultation:
https://lnkd.in/eadP\_aDZ

Andrey Martovoy | Marilyn Rinck | ABBL

MiCA DigitalAssets Tokenisation Stablecoins CapitalMarkets DigitalFinance Regulation Luxembourg

𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗮𝘀𝘀𝗲𝘁𝘀 𝗮𝗿𝗲 𝗺𝗼𝘃𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 𝗲𝘅𝗽𝗲𝗿𝗶𝗺𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻 𝘁𝗼 𝗺𝗮𝗿𝗸𝗲𝘁 𝗶𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲. 𝗧𝗵𝗲 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝗻𝗼𝘄 𝗶𝘀 𝗵𝗼𝘄 𝘁𝗼 𝘀𝗰𝗮𝗹𝗲 𝘁𝗵𝗲𝗺.

Ahead of the 𝗦𝗶𝗻𝗴𝗮𝗽𝗼𝗿𝗲 𝗙𝗶𝗻𝗧𝗲𝗰𝗵 𝗙𝗲𝘀𝘁𝗶𝘃𝗮𝗹, the ABBL and Deloitte 𝗟𝘂𝘅𝗲𝗺𝗯𝗼𝘂𝗿𝗴 are bringing together perspectives from Luxembourg and Singapore for a discussion on the next phase of digital finance.

📅 𝟭𝟲 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟮𝟬𝟮𝟲
📍 𝗗𝗲𝗹𝗼𝗶𝘁𝘁𝗲 𝗦𝗶𝗻𝗴𝗮𝗽𝗼𝗿𝗲

Under the theme “𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗔𝘀𝘀𝗲𝘁𝘀 & 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗠𝗮𝗿𝗸𝗲𝘁𝘀: 𝗔 𝗟𝘂𝘅𝗲𝗺𝗯𝗼𝘂𝗿𝗴 𝗣𝗲𝗿𝘀𝗽𝗲𝗰𝘁𝗶𝘃𝗲 𝗶𝗻 𝗮 𝗚𝗹𝗼𝗯𝗮𝗹 𝗪𝗼𝗿𝗹𝗱”, the conference will look at how tokenised securities, tokenised deposits, stablecoins and central bank money are reshaping financial markets, and what is still needed to move from pilots to broader adoption.

The discussion will bring together:

Laurent Collet, Partner, Deloitte Luxembourg
Neil Wise, Chief Commercial Officer, Clearstream Fund Services
Jaskaran Bhalla, Senior Manager, Digital Strategy & Programmes, Chief Digital Office, Hongkong & Shanghai Banking Corporation Limited,New Delhi
Amanda Yeung, Luxembourg Country Manager, European Regional Manager, dtcpay
Thomas Campione, CFA, Director, Digital Asset Accelerator, Deloitte Luxembourg

The panel will be moderated by Ananda Kautz, 𝗠𝗲𝗺𝗯𝗲𝗿 𝗼𝗳 𝘁𝗵𝗲 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗕𝗼𝗮𝗿𝗱, 𝗔𝗕𝗕𝗟.

Together, they will explore how digital assets and financial-market infrastructure are evolving, what Luxembourg and Singapore can learn from each other, and what is needed to move from experimentation to scalable market adoption.

The formal programme will be followed by a networking reception.

👉 Register now: https://lnkd.in/e6GvE7-U

https://lnkd.in/e6GvE7-U

Ananda Kautz | Laurent Collet | Neil Wise | Jaskaran Bhalla | Amanda Yeung | Thomas Campione, CFA | Deloitte 𝗟𝘂𝘅𝗲𝗺𝗯𝗼𝘂𝗿𝗴 | ABBL

𝗢𝗻𝗹𝗶𝗻𝗲 𝗳𝗿𝗮𝘂𝗱 𝗰𝗮𝗻 𝗵𝗮𝗽𝗽𝗲𝗻 𝘁𝗼 𝗮𝗻𝘆𝗼𝗻𝗲. 𝗞𝗻𝗼𝘄𝗶𝗻𝗴 𝘄𝗵𝗮𝘁 𝘁𝗼 𝗱𝗼 𝗻𝗲𝘅𝘁 𝗰𝗮𝗻 𝗺𝗮𝗸𝗲 𝗮𝗹𝗹 𝘁𝗵𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲. 🚨

As part of CybersecurityMonth and the NationalResilienceDays, Luxembourg is launching the 2𝟬𝟮𝟲 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗔𝘄𝗮𝗿𝗲𝗻𝗲𝘀𝘀 𝗖𝗮𝗺𝗽𝗮𝗶𝗴𝗻 𝗔𝗴𝗮𝗶𝗻𝘀𝘁 𝗢𝗻𝗹𝗶𝗻𝗲 𝗙𝗿𝗮𝘂𝗱, together with the new cyberfraud.lu 2.0.
This year, the campaign goes beyond prevention and puts victims at the heart of the response.
The new portal provides practical guidance on:

→ 𝘄𝗵𝗼 𝘁𝗼 𝗰𝗼𝗻𝘁𝗮𝗰𝘁, 𝗵𝗼𝘄 𝗮𝗻𝗱 𝘄𝗵𝗲𝗻
→ 𝗵𝗼𝘄 𝘁𝗼 𝗱𝗼𝗰𝘂𝗺𝗲𝗻𝘁 𝗮𝗻 𝗶𝗻𝗰𝗶𝗱𝗲𝗻𝘁 𝗮𝗻𝗱 𝗽𝗿𝗲𝘀𝗲𝗿𝘃𝗲 𝗲𝘃𝗶𝗱𝗲𝗻𝗰𝗲
→ 𝘁𝗵𝗲 𝗳𝗿𝗮𝘂𝗱 𝘁𝗵𝗿𝗲𝗮𝘁𝘀, 𝘀𝗰𝗮𝗺𝘀 𝗮𝗻𝗱 𝘄𝗮𝗿𝗻𝗶𝗻𝗴 𝘀𝗶𝗴𝗻𝘀 𝗰𝘂𝗿𝗿𝗲𝗻𝘁𝗹𝘆 𝘀𝗲𝗲𝗻 𝗶𝗻 𝗟𝘂𝘅𝗲𝗺𝗯𝗼𝘂𝗿𝗴

Because when fraud happens, clear information and rapid action matter.

For the ABBL, fighting online fraud is an ecosystem challenge. Financial institutions, public authorities, regulators, digital actors and citizens all have a role to play.

That is why the 𝗔𝗕𝗕𝗟 𝗮𝗻𝗱 𝗶𝘁𝘀 𝗙𝗼𝘂𝗻𝗱𝗮𝘁𝗶𝗼𝗻, together with the Luxembourg House of Cybersecurity, are proud to be part of this national initiative alongside a broad group of partners. 🛡️🇱🇺

𝗗𝗢𝗡’𝗧 𝗖𝗟𝗜𝗖𝗞. 𝗖𝗛𝗘𝗖𝗞. 𝗥𝗘𝗣𝗢𝗥𝗧. ✅

👉 Explore the new portal: https://cyberfraud.lu

Luxembourg House of Cybersecurity | ABBL | Banque centrale du Luxembourg (BCL) | Direction de la protection des consommateurs (Luxembourg) | Commission de Surveillance du Secteur Financier (CSSF) | INSTITUT LUXEMBOURGEOIS DE RÉGULATION | LuxTrust S.A. | BEE SECURE | Commissariat aux Assurances (CAA) | MyConnectivity G.I.E. | Ministère de l'Économie - Luxembourg

Cyberfraud CybersecurityMonth NationalResilienceDays LëtzPrepare Cybersecurity FraudPrevention Luxembourg

𝗙𝗼𝗿 𝗶𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗳𝗮𝗺𝗶𝗹𝗶𝗲𝘀, 𝘄𝗲𝗮𝗹𝘁𝗵 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗶𝘀 𝗮𝗯𝗼𝘂𝘁 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗮𝘀𝘀𝗲𝘁𝘀. 𝗜𝘁 𝗶𝘀 𝗮𝗯𝗼𝘂𝘁 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗶𝘁𝘆, 𝘁𝗿𝘂𝘀𝘁 𝗮𝗻𝗱 𝗵𝗮𝘃𝗶𝗻𝗴 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲𝘀 𝗶𝗻 𝗽𝗹𝗮𝗰𝗲 𝗮𝗰𝗿𝗼𝘀𝘀 𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗯𝗼𝗿𝗱𝗲𝗿𝘀.

At the 𝗘𝘂𝗿𝗼𝗽𝗲𝗮𝗻 𝗙𝗮𝗺𝗶𝗹𝘆 𝗢𝗳𝗳𝗶𝗰𝗲 𝗣𝗿𝗶𝘃𝗮𝘁𝗲 𝗦𝘆𝗺𝗽𝗼𝘀𝗶𝘂𝗺, @Sandrine Roux represented the ABBL in discussions with international families and their advisers on how wealth can be organised, preserved and passed on in an increasingly cross-border environment.

For Luxembourg, the opportunity is clear. The financial centre combines four strengths that matter particularly to international families:

→ 𝗶𝗻𝘀𝘁𝗶𝘁𝘂𝘁𝗶𝗼𝗻𝗮𝗹 𝗮𝗻𝗱 𝗿𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝘀𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆
→ 𝗱𝗲𝗲𝗽 𝗰𝗿𝗼𝘀𝘀-𝗯𝗼𝗿𝗱𝗲𝗿 𝗲𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲
→ 𝗮 𝘀𝘁𝗿𝗼𝗻𝗴 𝗽𝗹𝗮𝘁𝗳𝗼𝗿𝗺 𝗳𝗼𝗿 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗳𝘂𝗻𝗱𝘀 𝗮𝗻𝗱 𝗽𝗿𝗶𝘃𝗮𝘁𝗲 𝗺𝗮𝗿𝗸𝗲𝘁𝘀
→ 𝗮𝗻 𝗲𝘀𝘁𝗮𝗯𝗹𝗶𝘀𝗵𝗲𝗱 𝗲𝗰𝗼𝘀𝘆𝘀𝘁𝗲𝗺 𝗳𝗼𝗿 𝗳𝗮𝗺𝗶𝗹𝘆 𝗴𝗼𝘃𝗲𝗿𝗻𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝘄𝗲𝗮𝗹𝘁𝗵 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴

This matters because, for many families, the challenge is no longer simply to manage assets. It is to organise wealth across jurisdictions, generations and investment structures, while preserving enough flexibility for the next generation to make its own choices.

ABBL members are at the heart of that ecosystem, supporting families and their advisers through 𝗽𝗿𝗶𝘃𝗮𝘁𝗲 𝗯𝗮𝗻𝗸𝗶𝗻𝗴, 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝗮𝗻𝗱 𝗰𝗿𝗼𝘀𝘀-𝗯𝗼𝗿𝗱𝗲𝗿 𝗮𝗱𝘃𝗶𝘀𝗼𝗿𝘆 𝗲𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲.

The two-day symposium brought together 𝟯𝟱 𝗳𝗮𝗺𝗶𝗹𝘆 𝗼𝗳𝗳𝗶𝗰𝗲𝘀 for more than 𝟭𝟱𝟬 𝗼𝗻𝗲-𝘁𝗼-𝗼𝗻𝗲 𝗺𝗲𝗲𝘁𝗶𝗻𝗴𝘀, alongside discussions on capital flows between Europe and the UAE, frontier technologies, energy and intergenerational wealth transfer.

Thank you to the organisers and participants for the exchange.

Sandrine Roux | Hélène Lange | ABBL | LIEFO | ALFI - Association of the Luxembourg Fund Industry | ACA Luxembourg | Fondation de Luxembourg | Multiplus Legacy

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