ABBL - The Luxembourg Bankers' Association

🚀 𝗪𝗵𝗼 𝘄𝗶𝗹𝗹 𝘄𝗶𝗻 𝘁𝗵𝗲 𝘁𝗲𝗰𝗵 𝗿𝗮𝗰𝗲 𝗶𝗻 𝗳𝗶𝗻𝗮𝗻𝗰𝗲?

This was the central question explored during ABBL's panel discussion at NexusLuxembourg2026, moderated by Jerry Grbic on the Synergy Stage.

Bringing together leaders from banking, fintech, legal and digital platform sectors, the discussion highlighted a key reality: 𝘁𝗵𝗲 𝗳𝘂𝘁𝘂𝗿𝗲 𝗼𝗳 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝘄𝗶𝗹𝗹 𝗻𝗼𝘁 𝗯𝗲 𝘀𝗵𝗮𝗽𝗲𝗱 𝗯𝘆 𝘁𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆 𝗮𝗹𝗼𝗻𝗲. 𝗜𝘁 𝘄𝗶𝗹𝗹 𝗯𝗲 𝗱𝗿𝗶𝘃𝗲𝗻 𝗯𝘆 𝘁𝗵𝗲 𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝘁𝗼 𝗰𝗼𝗺𝗯𝗶𝗻𝗲 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻, 𝘁𝗿𝘂𝘀𝘁, 𝘁𝗮𝗹𝗲𝗻𝘁 𝗮𝗻𝗱 𝗰𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗶𝗼𝗻.

Among the key takeaways:

🔹 Access to technology is no longer the main differentiator. Success increasingly depends on how organisations 𝗮𝗱𝗮𝗽𝘁 𝗮𝗻𝗱 𝗰𝗿𝗲𝗮𝘁𝗲 𝘃𝗮𝗹𝘂𝗲 for customers.

🔹 The 𝗯𝗼𝘂𝗻𝗱𝗮𝗿𝗶𝗲𝘀 between banks, fintechs and technology companies are becoming increasingly blurred, creating new opportunities for partnership and innovation.

🔹 𝗖𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗶𝗼𝗻 can be a competitive advantage, particularly in areas such as digital identity, KYC, regulatory reporting and financial crime prevention.

🔹 In an AI-driven world, 𝘁𝗿𝘂𝘀𝘁 remains one of Europe's strongest assets and a key enabler of innovation.

As 𝗝𝗲𝗿𝗿𝘆 𝗚𝗿𝗯𝗶𝗰 concluded:
"𝘛𝘩𝘦 𝘪𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘪𝘰𝘯𝘴 𝘵𝘩𝘢𝘵 𝘴𝘶𝘤𝘤𝘦𝘦𝘥 𝘪𝘯 𝘵𝘩𝘦 𝘺𝘦𝘢𝘳𝘴 𝘢𝘩𝘦𝘢𝘥 𝘸𝘪𝘭𝘭 𝘣𝘦 𝘵𝘩𝘰𝘴𝘦 𝘤𝘢𝘱𝘢𝘣𝘭𝘦 𝘰𝘧 𝘤𝘰𝘮𝘣𝘪𝘯𝘪𝘯𝘨 𝘵𝘦𝘤𝘩𝘯𝘰𝘭𝘰𝘨𝘺, 𝘵𝘳𝘶𝘴𝘵, 𝘵𝘢𝘭𝘦𝘯𝘵 𝘢𝘯𝘥 𝘤𝘰𝘭𝘭𝘢𝘣𝘰𝘳𝘢𝘵𝘪𝘰𝘯. 𝘐𝘯 𝘢𝘯 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘪𝘯𝘨𝘭𝘺 𝘪𝘯𝘵𝘦𝘳𝘤𝘰𝘯𝘯𝘦𝘤𝘵𝘦𝘥 𝘸𝘰𝘳𝘭𝘥, 𝘦𝘤𝘰𝘴𝘺𝘴𝘵𝘦𝘮𝘴 𝘢𝘳𝘦 𝘣𝘦𝘤𝘰𝘮𝘪𝘯𝘨 𝘢 𝘤𝘰𝘮𝘱𝘦𝘵𝘪𝘵𝘪𝘷𝘦 𝘢𝘥𝘷𝘢𝘯𝘵𝘢𝘨𝘦 𝘪𝘯 𝘵𝘩𝘦𝘪𝘳 𝘰𝘸𝘯 𝘳𝘪𝘨𝘩𝘵."

A sincere thank you to the panellists for sharing their insights:

Dave Sparvell (Swissquote Bank Europe & ABBL Innovation Cluster) | Isa Scheunpflug (BIL) | Nadia Manzari (Manzari Legal) | Michael Pechner (eBay)

📖 Read the full article: https://lnkd.in/e\_vT2bHw

Jerry Grbic | Dave Sparvell | Isa Scheunpflug | Nadia Manzari | Michael Pechner

ABBL NexusLuxembourg2026 FinancialServices FinTech Innovation AI DigitalTransformation Collaboration Finance Luxembourg

🚀 How can banks and fintechs work together to accelerate innovation while meeting increasingly complex operational and regulatory requirements?

At NexusLuxembourg2026, ABBL brought together industry experts for a discussion on the future of depositary banking and the role collaboration plays in driving meaningful innovation.

Moderated by Hélène Lange, the conversation featured Bob Schaminé (CACEIS) and Melanie Moos, CFA (Depowise), winner of the first ABBL-LHoFT BankTech programme.

Among the key takeaways:
🔹 Innovation starts with real business challenges

🔹 Collaboration creates stronger and more practical solutions

🔹 Luxembourg's ecosystem continues to offer a unique environment for innovation and partnership

As 𝗛𝗲́𝗹𝗲̀𝗻𝗲 𝗟𝗮𝗻𝗴𝗲 noted:
"𝘔𝘺 𝘦𝘹𝘱𝘦𝘳𝘪𝘦𝘯𝘤𝘦 𝘢𝘵 𝘊𝘢𝘵𝘢𝘱𝘶𝘭𝘵 𝘉𝘢𝘯𝘬𝘛𝘦𝘤𝘩 𝘳𝘦𝘪𝘯𝘧𝘰𝘳𝘤𝘦𝘥 𝘰𝘯𝘦 𝘤𝘰𝘯𝘷𝘪𝘤𝘵𝘪𝘰𝘯: 𝘵𝘩𝘦 𝘧𝘶𝘵𝘶𝘳𝘦 𝘰𝘧 𝘥𝘦𝘱𝘰𝘴𝘪𝘵𝘢𝘳𝘺 𝘣𝘢𝘯𝘬𝘪𝘯𝘨 𝘸𝘪𝘭𝘭 𝘯𝘰𝘵 𝘣𝘦 𝘣𝘶𝘪𝘭𝘵 𝘣𝘺 𝘣𝘢𝘯𝘬𝘴 𝘰𝘳 𝘧𝘪𝘯𝘵𝘦𝘤𝘩𝘴 𝘪𝘯𝘥𝘦𝘱𝘦𝘯𝘥𝘦𝘯𝘵𝘭𝘺, 𝘣𝘶𝘵 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘵𝘩𝘦 𝘱𝘢𝘳𝘵𝘯𝘦𝘳𝘴𝘩𝘪𝘱𝘴 𝘵𝘩𝘦𝘺 𝘤𝘳𝘦𝘢𝘵𝘦 𝘵𝘰𝘨𝘦𝘵𝘩𝘦𝘳!"

The discussion also illustrated the value of initiatives such as Catapult BankTech, which create opportunities for financial institutions and fintechs to work on real business challenges and co-develop practical solutions.

As 𝗕𝗼𝗯 𝗦𝗰𝗵𝗮𝗺𝗶𝗻𝗲́, Group Head, Global Depositary Bank Entities at CACEIS and member of the ABBL Depositary Banking Cluster, noted:
"𝘊𝘢𝘵𝘢𝘱𝘶𝘭𝘵 𝘉𝘢𝘯𝘬𝘛𝘦𝘤𝘩 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘥 𝘢 𝘶𝘯𝘪𝘲𝘶𝘦 𝘱𝘭𝘢𝘵𝘧𝘰𝘳𝘮 𝘵𝘰 𝘦𝘯𝘨𝘢𝘨𝘦 𝘸𝘪𝘵𝘩 𝘧𝘪𝘯𝘵𝘦𝘤𝘩𝘴 𝘨𝘦𝘯𝘶𝘪𝘯𝘦𝘭𝘺 𝘤𝘰𝘮𝘮𝘪𝘵𝘵𝘦𝘥 𝘵𝘰 𝘶𝘯𝘥𝘦𝘳𝘴𝘵𝘢𝘯𝘥𝘪𝘯𝘨 𝘵𝘩𝘦 𝘤𝘰𝘮𝘱𝘭𝘦𝘹𝘪𝘵𝘪𝘦𝘴 𝘰𝘧 𝘋𝘦𝘱𝘰𝘴𝘪𝘵𝘢𝘳𝘺 𝘉𝘢𝘯𝘬𝘪𝘯𝘨 𝘢𝘯𝘥 𝘤𝘰-𝘤𝘳𝘦𝘢𝘵𝘪𝘯𝘨 𝘴𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘵𝘰 𝘢𝘥𝘥𝘳𝘦𝘴𝘴 𝘰𝘶𝘳 𝘮𝘰𝘴𝘵 𝘱𝘳𝘦𝘴𝘴𝘪𝘯𝘨 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘤𝘩𝘢𝘭𝘭𝘦𝘯𝘨𝘦𝘴."

A special thank you to The LHoFT - Luxembourg House of Financial Technology for hosting the discussion on its stand and for its continued support in fostering collaboration between financial institutions and fintech innovators.

Read the full article 👇
https://lnkd.in/ePuxYqv2

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🔒 Fraud prevention can no longer be the responsibility of banks alone.

That was one of the key messages emerging from ABBL's panel discussion on 𝗜𝗻𝘁𝗲𝗹𝗹𝗶𝗴𝗲𝗻𝘁 𝗙𝗿𝗮𝘂𝗱 𝗣𝗿𝗲𝘃𝗲𝗻𝘁𝗶𝗼𝗻 𝗳𝗼𝗿 𝗧𝗿𝘂𝘀𝘁𝗲𝗱 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 at NexusLuxembourg2026, moderated by Ananda Kautz.

A striking statistic shared during the discussion highlighted the scale of the challenge: 𝗮𝗿𝗼𝘂𝗻𝗱 𝟱𝟬% 𝗼𝗳 𝗳𝗿𝗮𝘂𝗱 𝗰𝗮𝘀𝗲𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗨𝗞 𝗼𝗿𝗶𝗴𝗶𝗻𝗮𝘁𝗲 𝗼𝗻 𝗠𝗲𝘁𝗮 𝗽𝗹𝗮𝘁𝗳𝗼𝗿𝗺𝘀.

The implication is clear. Fraud often starts long before a payment is made.

It may begin on a social media platform, continue through a phishing message or a spoofed phone call, involve a fake website or a compromised identity, and only end when a payment transaction is initiated.

This is why fighting fraud requires a much broader approach than traditional transaction monitoring.

Among the key themes discussed:

🔹 The shift from technical fraud to increasingly 𝘀𝗼𝗽𝗵𝗶𝘀𝘁𝗶𝗰𝗮𝘁𝗲𝗱 social engineering scams

🔹 How 𝗮𝗿𝘁𝗶𝗳𝗶𝗰𝗶𝗮𝗹 𝗶𝗻𝘁𝗲𝗹𝗹𝗶𝗴𝗲𝗻𝗰𝗲 is becoming both a tool for criminals and a powerful weapon for fraud prevention

🔹 The concept of 𝘀𝗺𝗮𝗿𝘁 𝗳𝗿𝗶𝗰𝘁𝗶𝗼𝗻: protecting customers without compromising the payment experience

🔹 The growing role of 𝗱𝗶𝗴𝗶𝘁𝗮𝗹 𝗶𝗱𝗲𝗻𝘁𝗶𝘁𝘆 and trusted authentication

🔹 Why stronger 𝗰𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗼𝗻 between financial institutions, telecom operators, technology providers, digital platforms and public authorities is essential

As 𝗔𝗻𝗮𝗻𝗱𝗮 𝗞𝗮𝘂𝘁𝘇 highlighted:
"𝘍𝘳𝘢𝘶𝘥 𝘱𝘳𝘦𝘷𝘦𝘯𝘵𝘪𝘰𝘯 𝘤𝘢𝘯 𝘯𝘰 𝘭𝘰𝘯𝘨𝘦𝘳 𝘣𝘦 𝘷𝘪𝘦𝘸𝘦𝘥 𝘴𝘰𝘭𝘦𝘭𝘺 𝘢𝘴 𝘢 𝘣𝘢𝘯𝘬𝘪𝘯𝘨 𝘤𝘩𝘢𝘭𝘭𝘦𝘯𝘨𝘦. 𝘗𝘳𝘰𝘵𝘦𝘤𝘵𝘪𝘯𝘨 𝘤𝘶𝘴𝘵𝘰𝘮𝘦𝘳𝘴 𝘳𝘦𝘲𝘶𝘪𝘳𝘦𝘴 𝘤𝘰𝘰𝘱𝘦𝘳𝘢𝘵𝘪𝘰𝘯 𝘢𝘤𝘳𝘰𝘴𝘴 𝘵𝘩𝘦 𝘦𝘯𝘵𝘪𝘳𝘦 𝘦𝘤𝘰𝘴𝘺𝘴𝘵𝘦𝘮, 𝘧𝘳𝘰𝘮 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘪𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘵𝘦𝘤𝘩𝘯𝘰𝘭𝘰𝘨𝘺 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘳𝘴 𝘵𝘰 𝘵𝘦𝘭𝘦𝘤𝘰𝘮 𝘰𝘱𝘦𝘳𝘢𝘵𝘰𝘳𝘴, 𝘥𝘪𝘨𝘪𝘵𝘢𝘭 𝘱𝘭𝘢𝘵𝘧𝘰𝘳𝘮𝘴 𝘢𝘯𝘥 𝘱𝘶𝘣𝘭𝘪𝘤 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘵𝘪𝘦𝘴."

A sincere thank you to the panellists for sharing their expertise and perspectives:
Claire Alexandre (PayPal) | Alain Hirtzig (POST Luxembourg) | Claude MEURISSE (LuxHub) | Pierre Grasset (LuxTrust)

📖 Read the full article: https://lnkd.in/ePtNf-wn

Ananda Kautz | Claire Alexandre | Alain Hirtzig | Claude MEURISSE | Pierre Grasset | @PayPal | POST Luxembourg | LUXHUB | LuxTrust S.A.

ABBL NexusLuxembourg2026 FraudPrevention DigitalPayments Cybersecurity DigitalIdentity FinancialServices Innovation AI Luxembourg

𝗘𝘂𝗿𝗼𝗽𝗲'𝘀 𝗮𝗺𝗯𝗶𝘁𝗶𝗼𝗻𝘀 𝗮𝗿𝗲 𝗯𝗶𝗴𝗴𝗲𝗿 𝘁𝗵𝗮𝗻 𝗲𝘃𝗲𝗿. 𝗜𝘁𝘀 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗴𝗮𝗽 𝗶𝘀 𝘁𝗼𝗼. 🌍

Banks already finance much of what keeps Europe moving. But under today's rules, they could provide 𝗮 𝗺𝗮𝘅𝗶𝗺𝘂𝗺 𝗼𝗳 𝟮𝟬% 𝗼𝗳 𝗘𝘂𝗿𝗼𝗽𝗲'𝘀 𝗮𝗱𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗻𝗲𝗲𝗱𝘀, and Europe's other financing channels cannot fill the gap any time soon.

The good news: this is something we can act on. With the right updates, banks could do much more, while keeping the financial system strong and stable.

A new Oliver Wyman study, commissioned by the European Banking Federation and its members, shows how.

Read the full report: https://lnkd.in/dxtcrSSM

𝗕𝗿𝗶𝗱𝗴𝗶𝗻𝗴 𝘁𝗵𝗲 𝗚𝗮𝗽, 𝘁𝗼 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗘𝘂𝗿𝗼𝗽𝗲'𝘀 𝗳𝘂𝘁𝘂𝗿𝗲.

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