ABBL - The Luxembourg Bankers' Association

𝗡𝗼𝘁 𝗲𝘃𝗲𝗿𝘆 𝘁𝗵𝗶𝗿𝗱-𝗽𝗮𝗿𝘁𝘆 𝗿𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀𝗵𝗶𝗽 𝗰𝗮𝗿𝗿𝗶𝗲𝘀 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝗿𝗶𝘀𝗸.

That principle sits at the heart of the 𝗘𝗕𝗔’𝘀 𝗳𝗶𝗻𝗮𝗹 𝗚𝘂𝗶𝗱𝗲𝗹𝗶𝗻𝗲𝘀 𝗼𝗻 𝘁𝗵𝗶𝗿𝗱-𝗽𝗮𝗿𝘁𝘆 𝗿𝗶𝘀𝗸 𝗳𝗼𝗿 𝗻𝗼𝗻-𝗜𝗖𝗧 𝘀𝗲𝗿𝘃𝗶𝗰𝗲𝘀, which introduce a more proportionate framework and focus requirements more clearly on arrangements supporting critical or important functions.

𝗦𝗲𝘃𝗲𝗿𝗮𝗹 𝗽𝗼𝗶𝗻𝘁𝘀 𝗮𝗱𝘃𝗼𝗰𝗮𝘁𝗲𝗱 𝗯𝘆 𝘁𝗵𝗲 𝗔𝗕𝗕𝗟 𝗱𝘂𝗿𝗶𝗻𝗴 𝘁𝗵𝗲 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻 𝗵𝗮𝘃𝗲 𝗯𝗲𝗲𝗻 𝗿𝗲𝗳𝗹𝗲𝗰𝘁𝗲𝗱 𝗶𝗻 𝘁𝗵𝗲 𝗳𝗶𝗻𝗮𝗹 𝘁𝗲𝘅𝘁, including:

• closer alignment with DORA
• the possibility to combine third-party registers
• a more targeted approach to subcontracting
• more proportionate documentation and exit requirements

For banks and other financial institutions, this means a clearer focus on the third-party relationships that matter most for operational resilience, while avoiding unnecessary duplication.

The Guidelines are not yet applicable and include a two-year transitional period. The ABBL will continue analysing the implementation implications for its members.

👉 Read more: https://lnkd.in/eiqnA2um

European Banking Authority (EBA) | ABBL | Andrey Martovoy

Banking ThirdPartyRisk OperationalResilience DORA Regulation Luxembourg

𝗧𝗼𝗸𝗲𝗻𝗶𝘀𝗮𝘁𝗶𝗼𝗻 𝗶𝘀 𝗺𝗼𝘃𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 𝗲𝘅𝗽𝗲𝗿𝗶𝗺𝗲𝗻𝘁 𝘁𝗼 𝗺𝗮𝗿𝗸𝗲𝘁 𝗿𝗲𝗮𝗹𝗶𝘁𝘆.

On 21 September, the Eurosystem launched 𝗣𝗼𝗻𝘁𝗲𝘀, enabling wholesale transactions in tokenised assets to settle in central bank money.

Why does this matter?
Because tokenised markets still need trusted settlement. If assets move onto DLT platforms, the cash leg must remain safe, resilient and usable in real operating models.

Pontes creates that bridge between 𝘁𝗼𝗸𝗲𝗻𝗶𝘀𝗲𝗱 𝗺𝗮𝗿𝗸𝗲𝘁𝘀 𝗮𝗻𝗱 𝗲𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝗰𝗲𝗻𝘁𝗿𝗮𝗹 𝗯𝗮𝗻𝗸 𝗺𝗼𝗻𝗲𝘆 𝗶𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲.

For Luxembourg’s banking, fund and securities servicing ecosystem, this opens a practical next step: moving from tokenisation as a concept towards 𝗿𝗲𝗮𝗹 𝘂𝘀𝗲 𝗰𝗮𝘀𝗲𝘀 𝗮𝗻𝗱 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗻𝗴 𝗺𝗼𝗱𝗲𝗹𝘀.

ABBL has followed Pontes throughout its development and is now helping members turn the new infrastructure into something usable in practice: understanding the framework, accessing onboarding channels, identifying common use cases and feeding operational needs into the wider European discussion.

Pontes also sits alongside 𝗔𝗽𝗽𝗶𝗮, the Eurosystem’s longer-term roadmap for a more integrated European tokenised financial ecosystem.

👉 Read more: https://lnkd.in/eRFjp34Y

Banque centrale du Luxembourg (BCL) | European Central Bank | ABBL

Tokenisation DLT Payments FinancialMarkets Innovation Banking Luxembourg

𝗗𝗘𝗜 𝗼𝗻𝗹𝘆 𝗺𝗮𝗸𝗲𝘀 𝗮 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝘄𝗵𝗲𝗻 𝗶𝘁 𝗺𝗼𝘃𝗲𝘀 𝗳𝗿𝗼𝗺 𝗽𝗿𝗶𝗻𝗰𝗶𝗽𝗹𝗲𝘀 𝗶𝗻𝘁𝗼 𝗲𝘃𝗲𝗿𝘆𝗱𝗮𝘆 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻𝘀.

Recruitment. Promotion. Remuneration. Leadership. Employee engagement. Governance.

These are the areas where diversity, equity and inclusion become concrete.

📘 With the publication of 𝗗𝗘𝗜 𝗶𝗻 𝗣𝗿𝗮𝗰𝘁𝗶𝗰𝗲: 𝗘𝘅𝗮𝗺𝗽𝗹𝗲𝘀 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝗟𝘂𝘅𝗲𝗺𝗯𝗼𝘂𝗿𝗴 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝘀𝗲𝗰𝘁𝗼𝗿, the ABBL’s four-part DEI Guide is now complete.

The final factsheet draws directly on the experience of ABBL members and brings together practical approaches to governance, data analysis, employee engagement, training, remuneration, communication and external partnerships.

💬 As Sandrine Roux, Secretary General and member of the Management Board at ABBL, puts it:
“𝘞𝘪𝘵𝘩 𝘵𝘩𝘪𝘴 𝘎𝘶𝘪𝘥𝘦, 𝘸𝘦 𝘸𝘢𝘯𝘵𝘦𝘥 𝘵𝘰 𝘮𝘰𝘷𝘦 𝘣𝘦𝘺𝘰𝘯𝘥 𝘱𝘳𝘪𝘯𝘤𝘪𝘱𝘭𝘦𝘴 𝘢𝘯𝘥 𝘱𝘳𝘰𝘷𝘪𝘥𝘦 𝘰𝘶𝘳 𝘮𝘦𝘮𝘣𝘦𝘳𝘴 𝘸𝘪𝘵𝘩 𝘴𝘰𝘮𝘦𝘵𝘩𝘪𝘯𝘨 𝘵𝘩𝘦𝘺 𝘤𝘢𝘯 𝘨𝘦𝘯𝘶𝘪𝘯𝘦𝘭𝘺 𝘶𝘴𝘦. 𝘋𝘪𝘷𝘦𝘳𝘴𝘪𝘵𝘺 𝘢𝘯𝘥 𝘪𝘯𝘤𝘭𝘶𝘴𝘪𝘰𝘯 𝘢𝘳𝘦 𝘤𝘭𝘰𝘴𝘦𝘭𝘺 𝘭𝘪𝘯𝘬𝘦𝘥 𝘵𝘰 𝘩𝘰𝘸 𝘣𝘢𝘯𝘬𝘴 𝘨𝘰𝘷𝘦𝘳𝘯 𝘵𝘩𝘦𝘮𝘴𝘦𝘭𝘷𝘦𝘴, 𝘮𝘢𝘯𝘢𝘨𝘦 𝘴𝘰𝘤𝘪𝘢𝘭 𝘳𝘪𝘴𝘬𝘴 𝘢𝘯𝘥 𝘴𝘶𝘱𝘱𝘰𝘳𝘵 𝘵𝘩𝘦𝘪𝘳 𝘱𝘦𝘰𝘱𝘭𝘦.”

There is no single model for success. Banks start from different points and can use the Guide according to their own level of maturity, from understanding the foundations to structuring a strategy and learning from practices already tested across the Luxembourg banking sector.

🤝 For the ABBL, completing the Guide is not the end of the work. We will continue to bring members together, share practical experience and support the further integration of DEI into governance, HR processes and day-to-day management practices.

👉 Discover the full ABBL DEI Guide:
https://lnkd.in/eZqsVCHj

Sandrine Roux | Elisabeth Franssen | Thomas Collin | ABBL

Diversity Equity Inclusion DEI Banking Governance Luxembourg

𝗖𝗼𝗿𝗽𝗼𝗿𝗮𝘁𝗲 & 𝗜𝗻𝘀𝘁𝗶𝘁𝘂𝘁𝗶𝗼𝗻𝗮𝗹 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗣𝗲𝗿𝘀𝗽𝗲𝗰𝘁𝗶𝘃𝗲𝘀
How is corporate and institutional banking evolving in Luxembourg?

To explore this question, the ABBL is launching a new 𝗖𝗼𝗿𝗽𝗼𝗿𝗮𝘁𝗲 & 𝗜𝗻𝘀𝘁𝗶𝘁𝘂𝘁𝗶𝗼𝗻𝗮𝗹 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗣𝗲𝗿𝘀𝗽𝗲𝗰𝘁𝗶𝘃𝗲𝘀 series, bringing together the views of leading experts from across Luxembourg's banking sector on the trends reshaping corporate and institutional banking.

As Dr. Daniel Zapf, Chair of the ABBL Corporate & Institutional Banking Cluster and CEO of Deutsche Bank Luxembourg, explains:
"𝘓𝘶𝘹𝘦𝘮𝘣𝘰𝘶𝘳𝘨 𝘤𝘰𝘯𝘵𝘪𝘯𝘶𝘦𝘴 𝘵𝘰 𝘱𝘭𝘢𝘺 𝘢 𝘬𝘦𝘺 𝘳𝘰𝘭𝘦 𝘪𝘯 𝘤𝘰𝘳𝘱𝘰𝘳𝘢𝘵𝘦 𝘢𝘯𝘥 𝘪𝘯𝘴𝘵𝘪𝘵𝘶𝘵𝘪𝘰𝘯𝘢𝘭 𝘣𝘢𝘯𝘬𝘪𝘯𝘨, 𝘯𝘰𝘵 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘢𝘯 𝘪𝘴𝘰𝘭𝘢𝘵𝘦𝘥 𝘥𝘦𝘷𝘦𝘭𝘰𝘱𝘮𝘦𝘯𝘵, 𝘣𝘶𝘵 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘢 𝘶𝘯𝘪𝘲𝘶𝘦 𝘤𝘰𝘮𝘣𝘪𝘯𝘢𝘵𝘪𝘰𝘯 𝘰𝘧 𝘢 𝘴𝘵𝘳𝘰𝘯𝘨 𝘦𝘤𝘰𝘴𝘺𝘴𝘵𝘦𝘮, 𝘳𝘦𝘨𝘶𝘭𝘢𝘵𝘰𝘳𝘺 𝘴𝘵𝘢𝘣𝘪𝘭𝘪𝘵𝘺, 𝘢𝘯 𝘪𝘯𝘵𝘦𝘳𝘯𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘰𝘶𝘵𝘭𝘰𝘰𝘬, 𝘢𝘯𝘥 𝘢 𝘱𝘳𝘰𝘷𝘦𝘯 𝘢𝘣𝘪𝘭𝘪𝘵𝘺 𝘵𝘰 𝘰𝘱𝘦𝘳𝘢𝘵𝘦 𝘢𝘤𝘳𝘰𝘴𝘴 𝘣𝘰𝘳𝘥𝘦𝘳𝘴."

The series brings together 𝗿𝗲𝗮𝗹-𝗹𝗶𝗳𝗲 𝗽𝗲𝗿𝘀𝗽𝗲𝗰𝘁𝗶𝘃𝗲𝘀 from across the ecosystem, illustrating how banking is adapting in practice and how Luxembourg continues to support increasingly complex client needs.

At its core, this series is about one simple idea: showing 𝗵𝗼𝘄 𝗰𝗼𝗿𝗽𝗼𝗿𝗮𝘁𝗲 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝗶𝘀 𝗲𝘃𝗼𝗹𝘃𝗶𝗻𝗴, 𝗳𝗿𝗼𝗺 𝗟𝘂𝘅𝗲𝗺𝗯𝗼𝘂𝗿𝗴, 𝗶𝗻 𝗽𝗿𝗮𝗰𝘁𝗶𝗰𝗲.

Stay tuned for the first episodes.

Dr. Daniel Zapf | Deutsche Bank | Hélène Lange | Anda Asaftei | 𝗖𝗼𝗿𝗽𝗼𝗿𝗮𝘁𝗲 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗖𝗹𝘂𝘀𝘁𝗲𝗿

ABBL CorporateBanking InstitutionalBanking Luxembourg FinancialServices