ABBL - The Luxembourg Bankers' Association

𝗘𝗮𝘀𝘆 𝗺𝗼𝗻𝗲𝘆 𝗰𝗮𝗻 𝗵𝗶𝗱𝗲 𝗮 𝗺𝘂𝗰𝗵 𝗺𝗼𝗿𝗲 𝘀𝗲𝗿𝗶𝗼𝘂𝘀 𝗿𝗲𝗮𝗹𝗶𝘁𝘆.

A fake job offer. A request to transfer funds. A quick commission for “helping out”.

These situations can draw people into money-laundering schemes without them immediately realising what is happening.

In the latest episode of the Luxembourg Times’ 𝘙𝘦𝘥 𝘍𝘭𝘢𝘨𝘴 𝘱𝘰𝘥𝘤𝘢𝘴𝘵, Hélène Lange, 𝗛𝗲𝗮𝗱 𝗼𝗳 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗖𝗼𝗼𝗿𝗱𝗶𝗻𝗮𝘁𝗶𝗼𝗻 𝗮𝘁 𝘁𝗵𝗲 𝗔𝗕𝗕𝗟, and Jeff Laroche 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝗚𝗿𝗮𝗻𝗱 𝗗𝘂𝗰𝗮𝗹 𝗣𝗼𝗹𝗶𝗰𝗲 explain how money-mule schemes work, how people are recruited and which warning signs should raise suspicion.

The episode was released as Luxembourg launched its 𝟮𝟬𝟮𝟲 𝗖𝘆𝗯𝗲𝗿𝗳𝗿𝗮𝘂𝗱 𝗰𝗮𝗺𝗽𝗮𝗶𝗴𝗻, led by the Luxembourg House of Cybersecurity, with the ABBL and the 𝙁𝙤𝙣𝙙𝙖𝙩𝙞𝙤𝙣 𝘼𝘽𝘽𝙇 𝙥𝙤𝙪𝙧 𝙡’𝙀𝙙𝙪𝙘𝙖𝙩𝙞𝙤𝙣 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙚̀𝙧𝙚 among the initiators.

For the ABBL and the Fondation, the message is clear: fraud prevention is not only about spotting scams. It is also about helping people recognise risky situations early, understand how their bank account can be misused and know where to turn if something feels wrong.

As Hélène Lange explains in the podcast, when a bank asks questions about an unusual transaction, these checks are part of the fight against money laundering, but also help protect customers.

👉 Read the full article:
https://lnkd.in/e4CBgZpa

FraudPrevention MoneyMules Cyberfraud FinancialEducation AML Cybersecurity Luxembourg

𝗘𝘂𝗿𝗼𝗽𝗲’𝘀 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗺𝗮𝗿𝗸𝗲𝘁𝘀 𝗻𝗲𝗲𝗱 𝗳𝗲𝘄𝗲𝗿 𝗯𝗮𝗿𝗿𝗶𝗲𝗿𝘀 𝗮𝗻𝗱 𝗿𝘂𝗹𝗲𝘀 𝘁𝗵𝗮𝘁 𝘄𝗼𝗿𝗸 𝗶𝗻 𝗽𝗿𝗮𝗰𝘁𝗶𝗰𝗲.

The EU’s 𝗠𝗮𝗿𝗸𝗲𝘁 𝗜𝗻𝘁𝗲𝗴𝗿𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗦𝘂𝗽𝗲𝗿𝘃𝗶𝘀𝗶𝗼𝗻 𝗣𝗮𝗰𝗸𝗮𝗴𝗲 (𝗠𝗜𝗦𝗣) could help make cross-border finance easier. But the details will determine whether the reform genuinely reduces fragmentation while avoiding new complexity.

For the ABBL, three priorities stand out:

→ 𝗽𝗿𝗼𝗽𝗼𝗿𝘁𝗶𝗼𝗻𝗮𝘁𝗲 𝘀𝘂𝗽𝗲𝗿𝘃𝗶𝘀𝗶𝗼𝗻, with direct European supervision reserved for entities whose cross-border and systemic significance justifies it
→ 𝗰𝗮𝘂𝘁𝗶𝗼𝗻 𝗼𝗻 𝗰𝗿𝗼𝘀𝘀-𝗯𝗼𝗿𝗱𝗲𝗿 𝗱𝗲𝗽𝗼𝘀𝗶𝘁𝗮𝗿𝘆 𝗮𝗿𝗿𝗮𝗻𝗴𝗲𝗺𝗲𝗻𝘁𝘀, with robust investor protection, effective oversight and clear responsibilities
→ 𝗮 𝘄𝗼𝗿𝗸𝗮𝗯𝗹𝗲 𝗳𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸 𝗳𝗼𝗿 𝗗𝗟𝗧 𝗮𝗻𝗱 𝘁𝗼𝗸𝗲𝗻𝗶𝘀𝗮𝘁𝗶𝗼𝗻, with legal certainty, interoperability and proportionate operational requirements

The Council’s agreement on key elements of its negotiating position is an important political milestone. The focus now turns to the final legal text and whether it delivers 𝗹𝗲𝗴𝗮𝗹 𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝘆, 𝗲𝗳𝗳𝗲𝗰𝘁𝗶𝘃𝗲 𝘀𝘂𝗽𝗲𝗿𝘃𝗶𝘀𝗶𝗼𝗻 𝗮𝗻𝗱 𝗮 𝗳𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸 𝘁𝗵𝗮𝘁 𝗳𝗮𝗰𝗶𝗹𝗶𝘁𝗮𝘁𝗲𝘀 𝗰𝗿𝗼𝘀𝘀-𝗯𝗼𝗿𝗱𝗲𝗿 𝗮𝗰𝘁𝗶𝘃𝗶𝘁𝘆 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝘂𝗻𝗻𝗲𝗰𝗲𝘀𝘀𝗮𝗿𝘆 𝗱𝘂𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻.

👉 Read the full article:
https://lnkd.in/eFExvQ2T

Marilyn Rinck | Chiara Chiodo

MISP CapitalMarkets ESMA DLT Tokenisation FinancialRegulation Competitiveness ABBL Luxembourg

𝗘𝗨 𝗱𝗲𝗳𝗲𝗻𝗰𝗲 𝗿𝗲𝗮𝗱𝗶𝗻𝗲𝘀𝘀 𝗺𝗮𝗶𝗻𝗹𝘆 𝗱𝗲𝗽𝗲𝗻𝗱𝘀 𝗼𝗻 𝗰𝗮𝗽𝗶𝘁𝗮𝗹.

Europe can develop the technologies it needs, but without the financing to move from innovation to industrial capacity, those technologies will struggle to scale.

That was one of the key messages at today’s 𝗳𝗶𝗿𝘀𝘁 𝗗𝗲𝗳𝗲𝗻𝗰𝗲 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗙𝗼𝗿𝘂𝗺, held at Luxexpo The Box.

Bringing together investors, entrepreneurs, policymakers and innovation leaders, the Forum explored how 𝗽𝘂𝗯𝗹𝗶𝗰 𝗮𝗻𝗱 𝗽𝗿𝗶𝘃𝗮𝘁𝗲 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗰𝗮𝗻 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 𝗘𝘂𝗿𝗼𝗽𝗲’𝘀 𝗻𝗲𝘅𝘁 𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝗱𝗲𝗳𝗲𝗻𝗰𝗲 𝗮𝗻𝗱 𝗱𝘂𝗮𝗹-𝘂𝘀𝗲 𝗰𝗮𝗽𝗮𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀.

As Helene Massard, Deputy Director of the Directorate of Defence - Luxembourg, underlined at the opening, defence capability, industrial capacity and investment are closely connected. Luxembourg has more than doubled its defence investments since 2023 and plans to invest close to €𝟭.𝟰 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 𝗻𝗲𝘅𝘁 𝘆𝗲𝗮𝗿.

For the ABBL, this discussion matters because Europe’s strategic resilience cannot rely on public funding alone. Banks and investors also will play a role in channelling capital, assessing risk and helping industrial and innovative companies move from development to production and scale.

Luxembourg’s financial sector is well placed to contribute, provided financing can take place within 𝗰𝗹𝗲𝗮𝗿, 𝘄𝗼𝗿𝗸𝗮𝗯𝗹𝗲 𝗿𝘂𝗹𝗲𝘀 𝗮𝗻𝗱 𝗮 𝗿𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗹𝗲 𝗳𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸.

Many thanks to Luxinnovation GIE and the 𝗟𝘂𝘅𝗲𝗺𝗯𝗼𝘂𝗿𝗴 𝗗𝗶𝗿𝗲𝗰𝘁𝗼𝗿𝗮𝘁𝗲 𝗼𝗳 𝗗𝗲𝗳𝗲𝗻𝗰𝗲 for bringing the investment and defence ecosystems together around this important discussion.

Directorate of Defence - Luxembourg | Luxinnovation GIE | LPEA - Luxembourg Private Equity & Venture Capital Association | ABBL
Frank Thomé | André A.R. Wilmes | Caroline Muller | Stéphane Pesch | Amandine Laurent | Sandrine Roux

DefenceInvestmentForum LUVentureDays2026 ABBL DefenceFinancing DualUse EuropeanSecurity Investment Banking Luxembourg